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Cardinal Services

Vigilantibus et non dormientibus jura subve- niunt.

The laws aid the vigilant and not
those who slumber.

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Debt Forgiveness

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    About Us

    One of the functions and capabilities Cardinal Service Ministries SSM is to eliminate and ZERO OUT/SET OFF unsecured debt legally by way of a commercial remedy process. This process involves NO payment plans, no consolidation, no bankruptcy exposure, no payments in future, etc.

    If you’re wondering how CSM SSM can accomplish this?

    In most cases we ZERO OUT/SET OFF the amount a party owes 100%.
    This means that for example, if a person owes on their debt $10,000 with a monthly payment of $350, we take that payment reduce it to $0 per month, and ZERO OUT balance of debt- which is acknowledged by the credit agency, IRS, credit card company, court judgments, student loans, department store cards auto lender and even mortgage holders in many cases.

    credit card debit

    At the completion of our services the individual owes NO payments, fees, taxes, bills, penalties, and many cases the real property (the debt) is owned outright (like a auto or home.)

    If you are needing immediate support with any debt matter, send an email to

    To donate and become a VIP Member, please send an email for our members application which has further detailed information.

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    Cardinal Service Ministries, SSM is a private/un-incorporated membership association known as a church ministry/social platform wholly managed by CSM SSM leadership and does NOT practice law or give legal or accounting advice.

    “The practice of law cannot be licensed by any State. Schware v. Board of Examiners, United States Reports 353 U.S. pgs. 238, 239. In Sims v. Aherns, 271 S.W. 720 (1925) “The practice of law is an occupation of common right.” Oklahoma Court Rules and Procedures, Title 12, sec. 2017 (C) “If an infant or incompetent person does not have a duly appointed representative he may sue by his next friend or by a guardian ad litem.” Brotherhood of Trainmen v. Virginia ex rel. Virginia State Bar (377 U.S. 1); Gideon v. Wainwright 372 U.S. 335; Argersinger v. Hamlin, Sheriff 407 U.S. 425. Litigants may be assisted by unlicensed layman during judicial proceedings. NAACP v. Button (371 U.S. 415); United Mineworkers of America v. Gibbs (383 U.S. 715); and Johnson v. Avery 89 S. Ct. 747 (1969).

    Members of groups who are competent non lawyers can assist other members of the group achieve the goals of the group in court without being charged with “Unauthorized practice of law.” All information such as the blogs, forums, consultants, or vendors that are made available on CSM SSM sites is for educational purposes only. Members are NOT licensed attorneys, they do not provide legal advice, nor do they receive any income from CSM. Members simply share their private experiences or point people to forums or directories in which to help “The People”.

    CSM SSM is not responsible for how people use the information obtained. CSM highly suggests that all members remain in honor thru the ZERO OUT/SET OFF process and in life. Each individual/person/member must do their own study and make their own decisions, if and how any of the information on the website might help them with their financial issues.


    Our goal at Cardinal Service Ministries, SSM is to help people understand that they must plan to take care of their own lives , family and finances. It starts by understanding the light and dark nature of this world, then by planning around what the dark side of this world is intending to do to the people. We believe by getting your foundation with GOD in place, you will have the spiritual protection that you need to cover you in all spiritual aspects of this world.

    • Get your relationship with the LORD right!
    • Make sure you are protected on the issues of your house, land property and finances!
    • Get your family prepared for an emergency disaster!
    • Prepare your life to be able to have compensation and ZERO DEBT no matter what happens around you!

    What we are

    Cardinal Service Ministries, SSM is a Ministry and Private Member Association, and subject to the rules and regulations of such entities. We do not provide legal or accounting advice.

    We are NOT an emergency legal or other “service”, we are merely a Self-Supporting Ministry and private member association. We help assist members to remove life’s problems, financial (IRS, court judgments, credit card debt, student loans, department store cards, auto loans, foreclosures, and other such non secure debt or civil actions) and otherwise, so you can live in peace and harmony debt free!

    The sooner you begin the process of ZERO OUT your debt-the quicker you can be financially free.

    Most of our help comes in the way of how we help prepare items, educate and assist you to ZERO OUT/SET OFF ALL:

    • IRS Debt
    • Student Loans
    • Credit Card Debt,
    • Department Store Cards
    • Traffic Tickets
    • Mortgages/Foreclosures
    • Judgments
    • And More….

    Without losing all you have worked your entire life for!!

    CSM only accepts 5-8 new member donations per month, as our process is involved and takes time to perform and educate you on its lawful procedures and remedies.
    This is a DFY / DWY type service.

    What we are not

    This is NOT debt consolidation, bankruptcy OR ANYTHING SIMILAR. Those are statutory processes that present severe legal criminal and financial exposure to you, the individual, and we do NOT advocate these services or methods.

    We ONLY advocate the ZERO OUT / SET OFF, method so you are allowed to live in peace and harmony DEBT FREE and not be worried about further legal consequences.


    The ZERO OUT/SET OFF process can be used by all individuals, no matter your religious beliefs.

    Cardinal Service

    Important Quotes

    “You must know the lawful way to use our God given / natural authority to protect our individual freedoms from the injustice that is rampant in of our current corrupt legal system. Remember, the protections delineated in the Constitution and the Bill of Rights are not granted to you by the government. These are sovereign rights given to you by your creator. The Constitution was devised to specifically define the very limited role of the federal government.”

    “If you wish to keep slaves, you must have all kinds of guards in place. The cheapest way to have guards is to have the slaves pay taxes to finance their own guards. To fool the slaves, you tell them that they are not slaves and that they have freedom. You tell them that they need law and order to protect them against bad slaves. Then you tell them to elect a government. Give them freedom to vote and they will vote for their own guards and pay their salary. They will then believe they are free persons. Then give them money to earn, count, and spend, and they will be too busy to notice the slavery they are in.”
    — Alexander Warbucks

    “BAR members are either incompetent or criminals: “Between 75% to 90% of all lawyers are either incompetent, dishonest, or both.” Earl Warren (former) Chief Justice, U.S. Supreme Court

    Our Process

    Each case and new private member is evaluated on a case-by-case basis. It is advisable for you to send a detailed email to schedule a one-on-one FREE consultation call (30 minutes) to enquire about specific services and how you can donate to ZERO OUT or SET OFF ALL of your debt.

    The process we perform can work on just about anything and is advisable to use especially on IRS, Student loans, Judgments, Credit Card debt and all similar unsecured debt.

    We have many testimonials and will be happy to show you how your debts can be ZERO OUT or SET OFF permanently!!

    Case Studies

    A member owed credit card debt of $15 thousand or more – this can be ZERO OUT/Set off with filing the proper forms with credit card companies. There will be no more payments due and all debt will be ZERO OUT.

    Another example is a member had a $23,000 IRS bill and we were able to help perform and assist them to ZERO OUT all IRS debt permanently with No Liens or levy’s!

    *Each debt situation is unique and individual, so we recommend scheduling a one-on-one private phone consultation to address your particular situation and needs.
    Time is of the essence in these matters, the sooner you start the quicker it will give you results.


    We give thanks and acknowledgement to these courageous people who posted videos

    CSM SSM reserves ALL of our Rights under GOD, without Prejudice, and without Recourse.


    Past results do not guarantee future results , each case is evaluated on a case by case basis and we make no guarantees.

    Being on this web site you are hereby acknowledging our complete terms of service.
    Cardinal Service Ministries SSM, is Non-Domestic, Non- Statutory, Unincorporated without United States [Title 28 Section 3002] in the private.

    For questions, please call


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